Last updated: January 2026
By accessing or using any website, product, or service operated by FJ Cognitive, LLC ("Company," "we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
FJ Cognitive, LLC develops and publishes digital and print educational content, software tools, and interactive learning products. Our products include but are not limited to:
Each product may have additional terms specific to its services. By using a specific product, you also agree to its individual terms of service.
When using our services, you agree to:
All content, designs, logos, and materials on our websites and in our products are the property of FJ Cognitive, LLC or our licensors and are protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.
When you submit content to our services (such as photos for personalized products), you retain ownership of your content. However, you grant us a license to use, process, and store that content as necessary to provide our services.
For products that involve purchases, all sales are subject to the specific terms of that product. Prices are subject to change without notice. We reserve the right to refuse or cancel orders at our discretion.
Our services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, error-free, or secure.
To the fullest extent permitted by law, FJ Cognitive, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.
You agree to indemnify and hold harmless FJ Cognitive, LLC and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these terms.
We may update these Terms of Service from time to time. We will notify you of any material changes by posting the new terms on this page with an updated revision date.
These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.
If you have questions about these Terms of Service, please contact us at:
Email: info@fjcog.com